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Disclaimer and terms and conditions. By submitting this quote request you agree that: I/We have read the duty of disclosure included in this Application Form. I/We confirm that the answers and statements in this application are correct and that no information has been withheld which may affect the decision to accept this application or the terms and conditions. A) intermediaries through which I/we deal with Macleay Insurance (for instance an agent, broker or financial advisor); B) claims assessment participants (for instance an assessor, investigator and/or loss adjuster); C) other reputable service providers (for instance mail houses ); and/ or D). Underwriters, who are responsible for part/all of the risk under a contract of insurance (for instance a reinsurer). I/We understand that Macleay Insurance may give to or obtain from other insurers and/or Insurance Reference Services information from this application and claims information obtained through the course of the contract. By submitting this Application Form, I/we consent to Macleay Insurance collecting and using this information for these purposes. This is subject to my/our right to opt out of receiving various direct marketing materials at any time. I/We acknowledge that I/we have rights to access my/our personal information held by Macleay Insurance in accordance with the National Privacy Principles. I/We understand that this insurance does not operate until acceptance of this application in writing by Macleay Insurance (except for any cover provided under an interim contract of insurance). Prior to personal and sensitive information being collected and any personal advice and or insurance product advice being made I/we received a copy of the FSG (available also on this website) and given the opportunity to read it before voluntarily giving my personal information. The Adviser told me/us that if I/we chose not to provide the adviser with complete and accurate information, that the adviser could only give me/us Limited Advice warning in relation to the limitations of the provision of personal advice. That the advice and recommendations given may not be accurate or truly suit my needs.

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Liability Insurance Quote

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Does the business export any products to North America?

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In the last five (5) years, has the insured ever been placed in receivership or liquidation or declared bunkrupt?

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In the last five (5) years, have you been convicted of or had any fines or penalties imposed for any crime involving drugs, dishonesty, arson, theft, fraud or violence against any person or property?

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Have the insured ever had insurance declined or cancelled or had special terms imposed by an insurance company?

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5 year Claims History

Disclaimer and terms and conditions. By submitting this quote request you agree that: I/We have read the duty of disclosure included in this Application Form. I/We confirm that the answers and statements in this application are correct and that no information has been withheld which may affect the decision to accept this application or the terms and conditions. A) intermediaries through which I/we deal with Macleay Insurance (for instance an agent, broker or financial advisor); B) claims assessment participants (for instance an assessor, investigator and/or loss adjuster); C) other reputable service providers (for instance mail houses ); and/ or D). Underwriters, who are responsible for part/all of the risk under a contract of insurance (for instance a reinsurer). I/We understand that Macleay Insurance may give to or obtain from other insurers and/or Insurance Reference Services information from this application and claims information obtained through the course of the contract. By submitting this Application Form, I/we consent to Macleay Insurance collecting and using this information for these purposes. This is subject to my/our right to opt out of receiving various direct marketing materials at any time. I/We acknowledge that I/we have rights to access my/our personal information held by Macleay Insurance in accordance with the National Privacy Principles. I/We understand that this insurance does not operate until acceptance of this application in writing by Macleay Insurance (except for any cover provided under an interim contract of insurance). Prior to personal and sensitive information being collected and any personal advice and or insurance product advice being made I/we received a copy of the FSG (available also on this website) and given the opportunity to read it before voluntarily giving my personal information. The Adviser told me/us that if I/we chose not to provide the adviser with complete and accurate information, that the adviser could only give me/us Limited Advice warning in relation to the limitations of the provision of personal advice. That the advice and recommendations given may not be accurate or truly suit my needs.

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Building & Contents Insurance Quote

Home Contents Quote Form is for when you are occupying the premises. If you are a landlord wanting to cover a building/contents for a property you don't occupy please fill in our Landlord Quote Form

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Client Referral Form

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1 year ago · by · Comments Off on Kako usklajevati z lokalnimi ekološkimi standardi

Kako usklajevati z lokalnimi ekološkimi standardi

Zakaj je to nujno?

Prvič, ko se sprehodiš po igrišču, ti veter šepeta, da se razpoložitev zemlje spreminja, zato je ravno zdaj čas, da se igralci in upravljavci uskladijo z zelenim zakonom. Kmalu se boš znašel v svetu, kjer vsaka odločitev mami vriskanje rodovitnosti ali krik onesnaženja.

Prepoznaj lokalno okvirje

Glej, vsaka občina ima svoj “puls”. Nekatere zahtevajo minimalno emisijo CO₂, druge pa nametajo strog nadzor nad uporabo pesticidov. Tukaj je stvar: brez razumevanja teh mikropravil hitro padeš na koleno pred birokracijo.

Mapa predpisov

Pripravite si excel – ne, ne sme biti le lista. To mora biti živ dokument, ki se samodejno posodablja, ko minijo roki in izpadejo novi ukrepi. Če to zamudiš, boš čakal že naslednji krog inšpekcij, ki ti bo prinesel kazni.

Ekološki certifikati

Rok za pridobitev certifikata se ne podaljšuje. Če želiš, da tvoj stadion dobi “zeleni” pečat, potem podaj vlogo danes; jutri boš še spraševal, zakaj so tekmovalci izpadli z zelenega seznama. Dnevno spremljaj sispfootball.com – tam so najnovejši pravni nasveti in primere implementacije.

Praktični koraki na terenu

1. Izvedi revizijo vodnih virov. 2. Namesti sončne panele nad šotorje. 3. Zamenjaj tradicionalne luči z LED-om – to je hitra bomba, ki zmanjša porabo energije. 4. Uvedi biodiverziteto s trajno zasaditvijo travniških vrst.

Komunikacija z ekipo

“Kje je tvoja odgovornost?” sprašuje vodja. Odgovor: V vsakem košu, ki ga pišeš. Ko trener razkliče trening, naj vsaka vaja vključuje kratek predlog eco-prakse – recimo, da se po igrišču ne smejo uporabljati plastične koše, temveč le reciklabilni materiali.

Prepreči napake, ki jo mnogi ponavljajo

Ne zanašaj se na enega sam “zelene” nasvet. Šele ko povežeš več metod, se spremembe opazijo. Ne verjemi, da je enkratno kopanje v ekološki smeri dovolj – to je kot da bi v košarko vrelo podrl enkrat. Potrebuješ stalno zračenje, stalno nadzorovanje, stalno prilagajanje.

Tehnološki podprti nadzor

Sensori, ki merijo vlažnost tal, bodo opozorili, ko bo potrebna dodatna zaliva, in s tem se izognete prekomernemu izlivanju. Dobre rešitve so že na trgu, samo vzemite čas, da jih integrirate v svoje dnevne operacije.

Začnite danes

Tu je zadnja beseda: postavite si roko na srce ter podajte prvi korak – naj bo to zamenjava ene žarnice z LED-om ali z vnosom podatkov v revizijski predlog. Brez akcije se načrti zlepijo v prah.

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Disclaimer: The information contained in this website provides only a general overview of subjects covered, is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Any statements concerning legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as legal advice, for which you should consult your own insurance and legal advisers regarding specific risk, coverage and legal issues. All insurance coverage is subject to the terms, conditions, and exclusions of the applicable individual policies. The information contained in this alert is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Macleay Insurance have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein.